Free · no card · 30 seconds
What would Mend find on your credit report?
Pick the path that matches what you have on hand. Mend will show you exactly how many disputable items it would help you draft letters for — and an honest estimated point gain — before you pay a dime. You stay in command of every decision; Mend just makes the process 10× faster.
LOWEST FRICTION
Quick estimate quiz
Answer 7 questions about your credit — no report needed. We'll give you a probabilistic range of disputable items + point gain. Perfect if you don't have your report handy.
Take the 30-sec quiz →MEDIUM FRICTION
Screenshot upload
Already have Credit Karma, Experian, Equifax, or TransUnion on your phone? Screenshot it and upload. AI vision reads the visible items and shows you what's disputable.
Upload a screenshot →HIGHEST ACCURACY
Full credit report PDF
The most accurate audit. We'll walk you through pulling your free report from annualcreditreport.com (it's free, by federal law, no card). Then drop the PDF here.
Walk me through it →Whichever path you pick, the audit itself is free. You only pay ($39.99/mo) if you want Mend to draft, organize, and prepare the dispute letters you'll print and mail yourself. Mend is software, not a credit repair organization — you remain the sender of every letter. No card to see findings.
0
Cards required
30s–5m
To results
FCRA-grade
Audit framework
You own
Every letter