Collection Strategy Picker — Free Tool

Collection amount

Who is collecting? (name on your report)

Is the collector the ORIGINAL creditor (the company you originally owed) or a collector / debt buyer?

Is this medical debt?

Have you already paid this debt?

Date of first delinquency (approximately when did you first stop paying the ORIGINAL account?)

What state do you live in?

Have you already disputed this with the credit bureaus?

Are you currently being sued for this debt?

What's the right play for this collection?