Accounts

5
JD

All tradelines

Every account reporting to any of the three bureaus.

7

2

3

$297,667

CreditorTypeStatusBalanceLimitUtil.BureausOpened
Capital One Quicksilver
30-day late mark in May 2026 — strong goodwill candidate
Credit card30 days late$3,247$5,00065%
2017-03In dispute →
Chase Sapphire Preferred
Credit cardCurrent$2,890$6,00048%
2019-08
Discover It
Credit cardCurrent$1,180$3,00039%
2020-11
Chase Auto Finance
Auto loanCurrent$18,430
2023-06
Sallie Mae Student Loan
Student loanCurrent$22,100
2014-09
Synchrony / Care Credit
Round 2 MOV escalation in flight — Experian
Credit cardCharge-off$3,200
2021-02In dispute →
Comenity Bank
Credit cardCurrent$0
2018-04
Midland Funding LLC
Junk debt buyer — validation letter awaiting your approval
CollectionIn collection$1,247
2024-03In dispute →
HCA Healthcare
Medical debt under $500 — auto-removable per 2023 bureau policy
CollectionIn collection$387
2025-08In dispute →
Wells Fargo Mortgage
MortgageCurrent$248,900
2022-09
Citi Double Cash
Credit cardCurrent$0
2016-01
American Express Blue Cash
Credit cardCurrent$920$4,00023%
2021-07