Every inquiry on your reports
Hard inquiries can drop your score 5-10 points each and stay for 2 years. Anything you didn't authorize, we dispute.
Hard inquiries
7
last 24 mo
Unauthorized
2
In dispute
2
| Creditor | Category | Type | Bureau | Date | Status | |
|---|---|---|---|---|---|---|
| Rocket Mortgage | Mortgage prequalification | hard | Equifax | 2026-04-12 | Authorized | |
| Rocket Mortgage | Mortgage prequalification | hard | Experian | 2026-04-12 | Authorized | |
| Synchrony / Lowe's | Retail card application | hard | TransUnion | 2026-02-08 | Unauthorized | Disputing → |
| Discover | Card application | hard | Equifax | 2025-11-14 | Authorized | |
| Affirm | BNPL credit decision | hard | Experian | 2025-09-21 | Authorized | |
| T-Mobile | Wireless contract | hard | TransUnion | 2025-08-03 | Authorized | |
| Credit One Bank | Card application | hard | Equifax | 2025-07-18 | Unauthorized | Disputing → |