One subscription. Cancel anytime.

Mend membership · Monthly

$39.99/month

Cancel anytime · one click · no retention call.

→Unlimited AI audits — upload as many reports as you want
→Live monitoring of all 3 bureaus
→Push + email alerts the moment something changes
→AI-drafted dispute letters for every disputable item
→Auto-escalation through Round 2 (MOV), 3 (§609), 4 (FCRA notice)
→Collections strategy tools + step-by-step playbook
→Step-by-step mailing instructions for every letter
→Postage (~$5/letter, paid directly to USPS) not included

Never asks

for your SSN

Stripe-secured

card never on Mend

One-click

cancel

Software,

not services

Set expectations before you subscribe

Mend is a 3–6 month commitment. Round 1 disputes land deletions roughly 35% of the time. The other 65% need escalations — Round 2 (Method of Verification), Round 3 (§609 procedural), Round 4 (FCRA willful-noncompliance) — which Mend drafts as bureau responses arrive at your mailbox.

Most members see meaningful score improvement around months 3–4. Cancel anytime in your profile — but plan for the marathon, not the sprint. If this isn't the right time, the full DIY guide is free at letmend.com/guide.

Before you continue

Recurring subscription: By continuing, you authorize Mend to charge your payment method $39.99 every month until you cancel. The first charge is today.

Cancel anytime, one click:Cancel from your profile page at any time — no calls, no retention surveys, no "why?" questions. Cancellation takes effect at the end of your current billing period.

7-day try-it-out refund:Within 7 days of your first payment, if you haven't generated any dispute letters, email hello@letmend.com for a full refund. After 7 days or after generating any letter, subscriptions are non-refundable. Full policy: refund policy.

You are the sender: Mend is software, not a credit repair organization. We teach you the process and automate the tedious parts, but you print and mail every letter yourself. Mend does not contact bureaus or creditors on your behalf.

By subscribing you agree to our Terms of Service, Privacy Policy, and Refund Policy.

Questions before subscribing? hello@letmend.com — real human, replies within a business day.